Health Insurance in the Small Town
Posted on 14:29, June 5th, 2012 by Small Town Mommy
Oreo missed Meow Monday yesterday. He was too busy prepping for the Queen’s Jubilee. We will share his experiences next week.
Meanwhile, I want to talk about healthcare. Healthcare in this country is not cool. I have been spending a lot of time with doctors this year and they are friggin’ expensive. It makes me grateful that I have health insurance (even if I have the co-pay). I didn’t always have that option.
When I was pregnant with Joanna (my younger daughter), Frank was unemployed. His Cobra was finishing and I needed to find other options. I tried contacting insurance agencies to see if I could find affordable health insurance. It turned out I couldn’t find any health plans for the unemployed. That’s not completely true. I could find plans for the rest of the family but apparently, I was uninsurable. Pregnancy qualified as a preexisting condition.
In our case, we got lucky. Frank found a job through Indeed.com and got employer-provided health insurance. But it was a scary month. After Joanna was born I had some serious complications so not having health insurance would have bankrupted us (a story for another day). Fortunately, we had health insurance and were able to keep the house.
Things have changed since the early 2000s. The Internet has created a broad marketing for health insurance and made it much easier to research options.
Do you have health insurance? What are your thoughts on healthcare in the U.S.?